At LightStream, we’re all about getting rid of hassles and red tape. We make it easy for you to get a great deal on the car you want. We call it Lending Uncomplicated.®
LightStream deposits funds directly to your account, which saves time at the dealer, and gives you the power to negotiate a better deal with any dealer or private seller.
You’re in control of the loan process with LightStream. You choose your funding date, and you can even have funds deposited into your account as soon as the same day you apply.
Check your rate, then apply from your smartphone, tablet or computer, and get a low rate on our virtually paperless loan, from $5,000 to $100,000.
Because LightStream is a different type of auto loan, the car title stays with you.
I personally used LightStream to finance all my auto loans. I purchased my Audi RS4 and found this to be the best financing option I've ever used. AJ at DAILY