Auto Financing
Drive the car you want.

You've earned it. And your best loan ever, guaranteed.
No appraisal, or restrictions on age or mileage.

At LightStream, we’re all about getting rid of hassles and red tape. We make it easy for you to get a great deal on the car you want. We call it Lending Uncomplicated.®

Be a cash buyer and get any car you want.

LightStream deposits funds directly to your account, which saves time at the dealer, and gives you the power to negotiate a better deal with any dealer or private seller.

We can fund your loan as soon as the day you apply.

You’re in control of the loan process with LightStream. You choose your funding date, and you can even have funds deposited into your account as soon as the same day you apply.

Experience the refreshingly simple LightStream loan.

Check your rate, then apply from your smartphone, tablet or computer, and get a low rate on our virtually paperless loan, from $5,000 to $100,000.

Car Title in Your Hands

Because LightStream is a different type of auto loan, the car title stays with you.


I personally used LightStream to finance all my auto loans. I purchased my Audi RS4 and found this to be the best financing option I've ever used. AJ at DAILY